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Lump sum or annuity? Take lottery quiz to find out what you should do!

Lump sum or annuity? Take lottery quiz to find out what you should do!
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For anyone who plays the lottery, now is a great time to get a ticket, as both the Mega Millions and PowerBall games are boasting HUGE jackpots!

But if you win, do you take the cash, or get it parsed out in an annuity?

RELATED: Powerball, Mega Millions most common lottery numberspicks 

Taking the lump sum seems like an obvious choice, but in billionaire investor Mark Cuban's opinion, people who don't have control of their finances should take the annuity to avoid blowing all of that cash too quickly. 

RELATED: See where highest Arizona lottery payouts occurred in 2017

But how do you know if you're money savvy? Take the quiz below!