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Important information about the CARES Act: Updates about distribution and paper checks

How to get your stimulus check faster
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If you have not received your stimulus check from the CARES Act yet, don’t worry. As long as you qualify, it will come.

Here is some important information you need to know about the distribution of the checks:

  • The Treasury and IRS initially estimated that there will be 171 million payments made under the CARES Act. Out of those, they predict that around 101 million payments will be distributed by paper check. According to a memo from the Ways and Means Committee, an estimated 25-30 million Social Security beneficiaries and SSI recipients would receive their payment by paper check.
  • The week of April 13, 2020, the first round of checks was distributed. According to the United States Treasury, during that week, over 80 million Americans received their payments in the form of direct deposit, there were no checks mailed. Social Security and Supplemental Security Income (SSI) beneficiaries who filed federal tax returns were included in this round of recipients.
  • The IRS will now begin mailing out checks and distributing direct deposit payments weekly to those who have provided direct deposit information to the IRS. Individuals who did not receive a check the first round, can provide their direct deposit information via the IRS secure links only 1) for those who file taxes and 2) for those who do not.
  • If you have not provided the IRS your direct deposit information, you will still receive a check if they have your mailing address on file. The IRS began mailing out those checks on a weekly basis starting April 20, 2020. They will be distributing 5 million per week, which may take up to 20 weeks. According to the Ways and Means Committee memo, the checks will be distributed in reverse adjusted income order, meaning the lowest income will be distributed first.
  • Those on Social Security retirement, survivor, and disability insurance beneficiaries who did not file tax returns in 2018 or 2019 and receive their Social Security benefits via direct deposit, will receive their check at the end of April direct deposit as well. The Treasury said adult SSI recipients will receive their check the same way as their normal benefits, by early May.