Bill Judge knows in his Tempe neighborhood, hanging Christmas lights is practically required.
"You're expected to do something," Judge joked.
Judge also said there's no way he's getting on the roof to do it himself.
"I've got a pretty big roof with some steep pitches," he said.
Every year Judge hires the company 'Stay Off The Roof' to put up, and take down, his lights.
The owner of the company said he plans to work on more than 1,000 homes across the Valley this holiday season.
"We try to take all the hassle out of the holiday, and just bring the joy to the customer," said Jonathan Johanson, president of 'Stay Off The Roof.'
While Johanson says he has never had a serious accident, he is prepared if an employee gets injured while on the job.
"I get higher premium, but that's it, it all goes through our worker's (compensation), they get taken care of, and the homeowner is worry free," Johanson said.
But is that always the case? It's easy to find the signs, and social media solicitations, of people offering to hang your lights.
The Arizona Insurance Institute told ABC15 if a service provider does not assume liability, a homeowner could end up stuck with the medical bills if someone gets hurt on their property.
They recommend:
- Hiring a professional installer that provides a service agreement and accepts liability
- Asking about a liability waiver
- Seek out a person, or company, that is bonded and insured
"If you're not going to do it yourself, you have to be very careful with who you invite on your property," Judge said.